Overview
Senior Credit Analyst (Mandarin Speaking)
Credit Analysis and Credit Risk assessment of Large cap Lending transactions and clients (Corporate Lending/Trade Finance/Project Finance), presenting credit papers to the committee, alongside ongoing credit monitoring.
Client Details
City of London Based Global Corporate Bank
Description
Senior Credit Analyst (Mandarin Speaking)
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Deliver high-quality and independent assessments and recommendations for credit risks related to corporate entities, financial institutions, sovereign counterparties, issuers, and clients.
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Provide detailed and accurate evaluations of country-specific risks as necessary.
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Offer technical support, guidance, and assistance on credit-related issues to all business units.
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Advise on the structuring of potential transactions and provide guidance on the preparation of credit proposals to ensure all risks are efficiently identified.
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Stay informed of market trends in international business, including significant developments in the UK and global credit markets.
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Support the coordination of local Credit Committee meetings and approvals, and assist with the presentation of credit proposals to Head Office Credit Committees.
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Help establish and maintain credit risk management systems, controls, and procedures that meet Branch requirements and external audit standards.
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Monitor compliance with approved credit limits and ensure any significant breaches are reported to the Deputy Head of Risk on the same day they are discovered.
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Ensure all credit risks are appropriately monitored and controlled, and ensure formal reviews of credit limits align with the Branch’s internal policies.
Profile
Financial Services
- Fluent in Mandarin (Speaking/Reading/Writing)
- Educated to degree level and/or holding a relevant professional qualification.
- Extensive experience in analyzing credit risks across a range of clients, with a strong focus on large corporates and financial institutions, particularly in UK/Western European markets. Experience in Project Finance or Trade Finance is preferred.
- A strong understanding of a variety of wholesale lending products.
- Basic knowledge of market risks and operational risks is an advantage.
- Strong teamwork skills, particularly the ability to collaborate closely with business areas while maintaining independence.
Job Offer
Senior Credit Analyst (Mandarin Speaking)
Leading International Bank by Asset size and Global reach
Friendly and collaborative culture, Excellent progression opportunities